DebtLoop

You wake up ten thousand dollars in debt, and the man collecting on it, Mr. Smith, never raises his voice. He just keeps offering deals, each one worse than the last in ways that take a while to notice.

The setup is simple and mean: refuse his terms and the interest keeps climbing, take them and you start trading pieces of yourself instead of cash.

Each day splits into four phases, morning, noon, evening, night, and you get exactly one action per phase to chip away at the debt before the rate resets against you. Clean work pays slowly and keeps you intact; corrupt work pays fast and eats away at intelligence, submission, and whatever sense of "this is unusual" you started with. Evening jobs escalate their own way the longer you stay in them, and the loop rewards patience more than any clever shortcut.

The same events read differently depending on how far you've fallen, with four distinct heroine states from mortified to numb, and eleven endings on offer. Only one of them is actually getting out.